PayPal is an awesome international payment method that can be used online effectively by freelancers and businesses to send/receive payments. It is the most widely used payment method. But unfortunately, PayPal do not support Pakistan and many other countries.
If you are from Pakistan or any other non supported country, you cannot send/receive payments through PayPal, the most unfortunate and frustrating thing is that you cannot even pay using credit card if merchant is only accepting PayPal. So you often cannot buy that useful piece of software, some great ebooks or you cannot get paid by many online programs.
I lost business of thousands of dollars online because of unavailability of PayPal. So I hate PayPal and on other hand also want it badly 
Leaving all the sour discussion why PayPal is not available in Pakistan either because of lame policies of State Bank of Pakistan or because of high fraud rate, whatever it is 
I’m going to discuss few PayPal alternatives those can help you survive and in some cases thrive online.
Payoneer.com
I love Payoneer and its at top of my list for a PayPal alternative. I was first introduced to Payoneer by my parnter and mentor David Daniels in 2007. We selected Payoneer for our company as a payment method over Western Union to pay freelancers and employs.
Payoneer gives you a Master Debit Card. Funds can be withdrawn from ATMs, in Pakistan Payoneer card can be used at MNet ATMs (MCB, Standard Chartered and Citi Bank).Your clients can load money to your card using credit cards and US ACH. With Payoneer you can also accept ACH. Low monthly maintenance fee and fast availability of funds makes it an ideal choice.
However getting a card is a little tricky process for newbie freelancers, you cannot apply directly at Payoneer’s site for a Master Card, you can get a card if you are affiliated with one of their partners like Guru.com, 2CO and GetAFreelancer.com (etc).
2CO
2CO or 2Chekcout is a long standing and respectable payment solution. Lots of websites on the Internet use it including some Pakistani sites. You can accept PayPal payments using 2CO. 2CO has a handy feature of “customer invoicing”. You can send invoices to your clients by email. 2CO also offers Payoneer Master card, you can withdraw funds from 2CO using Payoneer Master Card or through check/wire transfer to your bank account.
The downside of 2CO is that you have to pay $50 sign up fee and its difficult (almost not possible) to implement one 2CO account on multiple sites. Also you cannot sell many products using 2CO including web hosting.
However for one site and for invoicing clients through email, 2CO works great.
MoneyBookers.com
MoneyBookers can be used for receiving and sending funds (person to person and person to business transfers). MoneyBookers can wire you internationally, you can receive funds in MCB and UBL in 3 – 4 days. However very small number of merchants accept MoneyBookers online, it means you cannot have access to good web hosting companies, big stores and other services if you use MoneyBookers. An other downside is that MoneyBookers do not accpet Maste Card, payments can only be made using VISA cards (I don’t understand why they are not solving this issue).
AlertPay
AlertPay can be used for receiving payments from clients. It is a Payment Processor that is mainly used by Paid To Click (PTC), Paid To Read (PTR) and High Yield Investment Program (HYIP) type sites…And more recently for multiple large business and financial transactions across Europe and Asia.
There are 3 types of account – Personal Starter, Personal Pro and Business. All are free to join. For a quick start you can get a personal account for free and you can withdraw money via Check, Bank Wire and Bank Transfer.. The downside with AlertPay is that you cannot load funds to your AlertPay account from Pakistan.
CCNow
CCNow is a merchant account (credit card processor) that also accepts PayPal payments, same as 2CO. You can get start accepting payments with CCNow for only $10. You can withdraw money via Check, Bank Wire and Bank Transfer.
Plimus
Plimus is an other payment processor same as 2CO. Plimus is free to join, you can implement it on multiple websites and take payment from PayPal. You can withdraw money via Check, Bank Wire and Bank Transfer after paying Plimus commission.
Payoneer, AlertPay, MoneyBookers and 2CO are very good for newbie freelancers and if you are an expert and have several sites where you want to sell your products then go for CCNow and plimus.
If this article was of any help to you, please share your opinion through comments section.
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Great post.
Been using Plimus for a while and like it. the platform is very flexible.
They accept various payment methods that are very popular in Europe (Direct debit, Giropay, Sofot..)
2co, Payoneer.com, plimus and ccnow looks good. just let me know very low fee service among these four if you use and the card they gave us to withdraw the money is good.
thankyou
Liberty Reserve:
Consider as the most reliable payment method and far superior to Paypal. Also supports Pakistan.
Quick Wallet
An easy access account that you can easily access to make payments quickly.
Just like wallet is to your bank account, LR’s Wallet allows you to keep a small balance handy for quick payments, while keeping the bulk of your balance in your main Liberty Reserve account.
Private Payment Option
Unique to Liberty Reserve, truly private payments.
You now have the option of making your payment to any other account without revealing your account number – recipient will not see the account number you have sent funds from.
CFF-Admin
Cash Find Forums,
cashfind.co.cc
make money please
Payoneer is useles for freelancers i think because they deduct monthly 3USD and moneybookers is great
i used it using oDesk job board
Mr. Aqeel!
I want to use Alertpay for ptr and ptc. I want a littile info about bankwire system and will they send me check by mail or post? If i want to use a bank transfer, Which Pakistani bank’s a/c i must have?
I will be waiting for your answer
Hi great site dear,I want to know about Liberty reserve .Is Liberty Reserve supports pakistan?Is LR providing services in pakistan?If yes than how can i withdraw money ..Thanks alot waiting for reply
payment method
this is good but i heard liberty reserves is the best in the league. and someone here says payoneer deducts $3 monthly which is not at all profitable. what should we do? how do we cash our liberty reserve funds and alertpay?
Dear Aqeel Bhai Salam.
I have to pay some 50 dollars to a forex trading company to start trading online. But the problem is They do not accept direct payment through the credit card (though I use Visa Card for the payment to other forex trading companies), but the company I want to open an account with require me to pay via PayPal or MoneyBookers.
I do not know the procedure.
Can you kindly guide me how to use this MoneyBookers and is that safe to use the MoneyBookers and I did not find any chating support at MoneyBookers which could have been very helpful.
I find your website which gives me assistance, thanks for that.
And can you also guide me if I wanna pay through Bank wire what will be the process.
I would be thankful to your guidance, sir
Best Regards
Furqan
Hi great site dear,I want to know about Liberty reserve .Is Liberty Reserve supports pakistan?Is LR providing services in pakistan?If yes than how can i withdraw money ..Thanks alot waiting for reply
Hi dear,I want to know about Liberty reserve .Is Liberty Reserve supports pakistan?Is LR providing services in pakistan?If yes than how can i withdraw money ..Thanks alot waiting for reply. please sir reply me soon. i am waiting
AOA
All information is well, but i want to say please explain the process to upload funds in to all these companies.
Thanks
salam
i want to contact u through mobile plz send e through email
i want to ask u somthing about mony transfer through paypal
hello everyone , im liberty reserve exchanger here in pakistan
i buy and sell liberty reserve
if you need to buy or sell liberty reserve contact me
yahoo : cashoutforum@yahoo.com
website : http://www.cashoutforum.com
mobile : 0302-2552681
Hello !
Today i visited paypal’s site and i was happy to see that Paypal is now providing their service in PAKISTAN
….::::: C H E E E E E E E E R S :::::……..
One of the easiest way is through Moneybookers.
Salam and Hello Friend can any one tell me online earning ptc and online earning websites please
without paypal in pakistan my freelancing life is like a hell, i can give quality work to my clients but can not get clients who pay using mb and 2co, plimus are for those who sell using website.
I also hate paypal but waiting them badly.
Its really a informative post regarding to online funds transferring. I am a freelancer and i am facing this trouble as well. Now i hope i can get some solution easily.
Thanks a lot !
hello sir
i want make pay pal account
and plz explan how i make mony online
thankssssssssssssssssssssss
Sir,
We want make paypal account plz explan
thanks.
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