PayPal is an awesome international payment method that can be used online effectively by freelancers and businesses to send/receive payments. It is the most widely used payment method. But unfortunately, PayPal do not support Pakistan and many other countries.
If you are from Pakistan or any other non supported country, you cannot send/receive payments through PayPal, the most unfortunate and frustrating thing is that you cannot even pay using credit card if merchant is only accepting PayPal. So you often cannot buy that useful piece of software, some great ebooks or you cannot get paid by many online programs.
I lost business of thousands of dollars online because of unavailability of PayPal. So I hate PayPal and on other hand also want it badly 😛
Leaving all the sour discussion why PayPal is not available in Pakistan either because of lame policies of State Bank of Pakistan or because of high fraud rate, whatever it is 🙁 I’m going to discuss few PayPal alternatives those can help you survive and in some cases thrive online.
Payoneer.com
I love Payoneer and its at top of my list for a PayPal alternative. I was first introduced to Payoneer by my parnter and mentor David Daniels in 2007. We selected Payoneer for our company as a payment method over Western Union to pay freelancers and employs.
Payoneer gives you a Master Debit Card. Funds can be withdrawn from ATMs, in Pakistan Payoneer card can be used at MNet ATMs (MCB, Standard Chartered and Citi Bank).Your clients can load money to your card using credit cards and US ACH. With Payoneer you can also accept ACH. Low monthly maintenance fee and fast availability of funds makes it an ideal choice.
However getting a card is a little tricky process for newbie freelancers, you cannot apply directly at Payoneer’s site for a Master Card, you can get a card if you are affiliated with one of their partners like Guru.com, 2CO and GetAFreelancer.com (etc).
2CO
2CO or 2Chekcout is a long standing and respectable payment solution. Lots of websites on the Internet use it including some Pakistani sites. You can accept PayPal payments using 2CO. 2CO has a handy feature of “customer invoicing”. You can send invoices to your clients by email. 2CO also offers Payoneer Master card, you can withdraw funds from 2CO using Payoneer Master Card or through check/wire transfer to your bank account.
The downside of 2CO is that you have to pay $50 sign up fee and its difficult (almost not possible) to implement one 2CO account on multiple sites. Also you cannot sell many products using 2CO including web hosting.
However for one site and for invoicing clients through email, 2CO works great.
MoneyBookers.com
MoneyBookers can be used for receiving and sending funds (person to person and person to business transfers). MoneyBookers can wire you internationally, you can receive funds in MCB and UBL in 3 – 4 days. However very small number of merchants accept MoneyBookers online, it means you cannot have access to good web hosting companies, big stores and other services if you use MoneyBookers. An other downside is that MoneyBookers do not accpet Maste Card, payments can only be made using VISA cards (I don’t understand why they are not solving this issue).
AlertPay
AlertPay can be used for receiving payments from clients. It is a Payment Processor that is mainly used by Paid To Click (PTC), Paid To Read (PTR) and High Yield Investment Program (HYIP) type sites…And more recently for multiple large business and financial transactions across Europe and Asia.
There are 3 types of account – Personal Starter, Personal Pro and Business. All are free to join. For a quick start you can get a personal account for free and you can withdraw money via Check, Bank Wire and Bank Transfer.. The downside with AlertPay is that you cannot load funds to your AlertPay account from Pakistan.
CCNow
CCNow is a merchant account (credit card processor) that also accepts PayPal payments, same as 2CO. You can get start accepting payments with CCNow for only $10. You can withdraw money via Check, Bank Wire and Bank Transfer.
Plimus
Plimus is an other payment processor same as 2CO. Plimus is free to join, you can implement it on multiple websites and take payment from PayPal. You can withdraw money via Check, Bank Wire and Bank Transfer after paying Plimus commission.
Payoneer, AlertPay, MoneyBookers and 2CO are very good for newbie freelancers and if you are an expert and have several sites where you want to sell your products then go for CCNow and plimus.
If this article was of any help to you, please share your opinion through comments section.
Great post.
Been using Plimus for a while and like it. the platform is very flexible.
They accept various payment methods that are very popular in Europe (Direct debit, Giropay, Sofot..)
2co, Payoneer.com, plimus and ccnow looks good. just let me know very low fee service among these four if you use and the card they gave us to withdraw the money is good.
thankyou
Liberty Reserve:
Consider as the most reliable payment method and far superior to Paypal. Also supports Pakistan.
Quick Wallet
An easy access account that you can easily access to make payments quickly.
Just like wallet is to your bank account, LR’s Wallet allows you to keep a small balance handy for quick payments, while keeping the bulk of your balance in your main Liberty Reserve account.
Private Payment Option
Unique to Liberty Reserve, truly private payments.
You now have the option of making your payment to any other account without revealing your account number – recipient will not see the account number you have sent funds from.
CFF-Admin
Cash Find Forums,
cashfind.co.cc
make money please
Payoneer is useles for freelancers i think because they deduct monthly 3USD and moneybookers is great
i used it using oDesk job board
Mr. Aqeel!
I want to use Alertpay for ptr and ptc. I want a littile info about bankwire system and will they send me check by mail or post? If i want to use a bank transfer, Which Pakistani bank’s a/c i must have?
I will be waiting for your answer
Hi great site dear,I want to know about Liberty reserve .Is Liberty Reserve supports pakistan?Is LR providing services in pakistan?If yes than how can i withdraw money ..Thanks alot waiting for reply
payment method
this is good but i heard liberty reserves is the best in the league. and someone here says payoneer deducts $3 monthly which is not at all profitable. what should we do? how do we cash our liberty reserve funds and alertpay?
Dear Aqeel Bhai Salam.
I have to pay some 50 dollars to a forex trading company to start trading online. But the problem is They do not accept direct payment through the credit card (though I use Visa Card for the payment to other forex trading companies), but the company I want to open an account with require me to pay via PayPal or MoneyBookers.
I do not know the procedure.
Can you kindly guide me how to use this MoneyBookers and is that safe to use the MoneyBookers and I did not find any chating support at MoneyBookers which could have been very helpful.
I find your website which gives me assistance, thanks for that.
And can you also guide me if I wanna pay through Bank wire what will be the process.
I would be thankful to your guidance, sir
Best Regards
Furqan
Hi great site dear,I want to know about Liberty reserve .Is Liberty Reserve supports pakistan?Is LR providing services in pakistan?If yes than how can i withdraw money ..Thanks alot waiting for reply
Hi dear,I want to know about Liberty reserve .Is Liberty Reserve supports pakistan?Is LR providing services in pakistan?If yes than how can i withdraw money ..Thanks alot waiting for reply. please sir reply me soon. i am waiting
AOA
All information is well, but i want to say please explain the process to upload funds in to all these companies.
Thanks
salam
i want to contact u through mobile plz send e through email
i want to ask u somthing about mony transfer through paypal
hello everyone , im liberty reserve exchanger here in pakistan
i buy and sell liberty reserve
if you need to buy or sell liberty reserve contact me
yahoo : cashoutforum@yahoo.com
website : http://www.cashoutforum.com
mobile : 0302-2552681
Hello !
Today i visited paypal’s site and i was happy to see that Paypal is now providing their service in PAKISTAN
….::::: C H E E E E E E E E R S :::::……..
One of the easiest way is through Moneybookers.
Salam and Hello Friend can any one tell me online earning ptc and online earning websites please
without paypal in pakistan my freelancing life is like a hell, i can give quality work to my clients but can not get clients who pay using mb and 2co, plimus are for those who sell using website.
I also hate paypal but waiting them badly.
Its really a informative post regarding to online funds transferring. I am a freelancer and i am facing this trouble as well. Now i hope i can get some solution easily.
Thanks a lot !
hello sir
i want make pay pal account
and plz explan how i make mony online
thankssssssssssssssssssssss
Sir,
We want make paypal account plz explan
thanks.
i am interested to have a PayPal account
please let me know the way to have it
if u want to get a alert pay or liberty reserve account thn contact to me i also sell pp lr mb and ap kindly add me to talk further i can verify yr alert pay acoount also
Well I have been using moneybookers for about 6 months now.. They support Pakistan and are you very cheap.
You can withdraw money to your local Pakistani Bank by only paying $2.71 fee, which is very less when compared.
So until paypal landes in Pakistan. Moneybookers is your best alternative.
To joing Moneybookers go to
https://www.moneybookers.com/app/?rid=13125958
To verify you postal address and bank account, it’s so easy.
When you want to verify your postal address. They send you a card by post which have some secret code. When you receive it, you then have to enter that code in your account.
To starters, having your postal address verified is enough. After sometime when your transactions gets more than $1000 in 90 days. THen you have to verify your band account aswell because of many money laundering laws.
To verify your bank account, I’ll show you a very easy way. Ask your Moneybookers support that you want to verify your bank account manually. They’ll ask you to send them your latest bank statement of the money you that you withdrew from your Moneybookers account.
Just go to your local bank and ask them about it.
Thats it, scan that copy and send it over to moneybookers..
So join to moneybookers now
https://www.moneybookers.com/app/?rid=13125958
hello i want to know about liberty reserve. where i can buy and seel liberty reserve in pakistan.
to purchase any file sharing account or you dont have paypal account please contact 03132377447(karachi)
thnx
Article was really helpful, thanks a lot
hello any buddy wanna buy liberty reserve or money bookers fund contact to me
03123272745 elmo ,, karachi
sir i want to my own home business plz gaid me toles and tips i am waiting your ans—————ya ali madad
sir i want my own pay pal account plz guide me what,s the prosiger
Great and brief concise comparison.
Thank you for sharing your experience.
Mohamed Farag
IT Consultant
Cairo, Egypt
great articles upon paypal system,i would like to introduce some offers which is provided us, latest computers, latest laptops, latest electronics and accessories.
Hello Mr. You r looking expert. plz can u find an other payment option like payoneer for all the Pakistanies??:P
Hello Buddies i m E-Currency Exchanger in Pakistan we Sell and buy , Liberty Reserve , Webmoney, Perfect Money, Alertpay , Money Booker…. in Pakistan….. if anone want to Buy any E-currency so contact with me MY yahoo ID is ( Mr.softwares@yahoo.com) and My Mobile number is ( 03322619016 )Thankx
hello everyone,
i am a master freelancer but i always use freelancer.com and freelancer.network for maintenance of my work, but now i need to grow my work so i am stuck in a question please do answer it
if i open an account in any alternative of paypal so can i use its id in line where paypal id is required so it may automatically get payments in my alternative account?
AOA ,
Dear All,
well i have read the articles its helpful no doubt , I have a news for all of you that why don’t you people get the merchant account from city bank although they have just started and its hard to get but if some one can that his/her life gone be easy.
My business turn over is $30000 ppl in canada and usa ready to pay me but we pakistani’s are so mean how coz i am getting the paypal services from one of my friends brother in canada in order to charge and he is sucking me and get the 50% share for all the transactions 🙁 they are playing with my life and my hardworking. But ALLAH helps me INSH ALLAH ………
i have transfered $200 in their plimus and once my customer pay over their in my account its showing me $179 still they have to charge their % on this amount.
IN SHORT THEIR CONVERSATION RATE ALSO DIFFERENT AND THEY GET THE MARGIN FROM THIS AS WELL APART FROM THE % …….
Allah help us ……
Regards,
Aneel Pasha
If we have CCNow account can we pay to someone who only accept PayPal payments?
Salam.
I am having a small freelance software and website application development business. I have a lot of ideas which can groom Pakistani web market and definitely the economy, but unfortunately, as there is no instant money transaction system in Pakistan, it is useless to work them.
I have an idea. Why now some Pakistani firms (could be Ufone or Telenor ventured with some bank like CITI or Bank-Al-Habib etc.) start a PayPal like service? Or something that could be done in the way we do charge our Cell Phone credits!
For example, I go to that Pakistani money exchange website and sign-up there. Then, I go to mobile shop/frenchise/bank and buy a pre-paid money-card (say of 500 PKR) – Like I do for my mobile. Then, I scratch that card and enter the number in my online-account. The credit will be loaded (I get some confirmation notification email).
Now, I go to some other Pakistani website (may be online market… ebay.pk hehe – I wish we could have it!). I put items in my cart and finally when I check-out, I enter my pakistani money exchange website username/password (like we do in PayPal etc.) The money is exchanged (online market website would be connected to money exchange system with something like APIs/SDK or programming integration etc. The market got the money, I got the product. Market guy go to bank (or this thing could be online) and withdraw money!
Is there any volunteer who could work this for Pakistan? It needs a lot of investment I know but companies like Ufone, Telenor, Mobilink etc. coupled with big banks can work this! I am ready to provide “free” services in the development of such portal. I am already working for many US, UK, Canada and SA companies and have written number of money-transfer modules.
Lets do something for Pakistan. Instead of begging from PayPal !
hi i am saqib. i am bit confused in making a sign up with paypal alternatives plz can any one guide me which one is better and which has low processing fees
1. money booker
2. 2co
3. alert pay
4.payoneer
5.plimus
plz do tell me which one is good
hi sir,madam
i want to now about liberty reserve can its use in pakistan or u sell its because i want to fund my acount if its available plz contact me i want it i am waiting for ur answer
Hi sir,
i need a e book on SEO please give the book’s link here,,,,
thanks i advance
Isn’t Payoneer an Israel based company?
What about merchant account options for Pakistan. From what I know Citibank is the only option and they have the dumbest rules or rather State bank does. They really do not take start-ups or only web based merchants into account. Why you are supposed to have a physical outlet for past two years is beyond me.
Do you know of any merchant account solutions who send payments to Pakistan?
I found PlanetAuthorize.com but their online form seems to be down and they are not bothering to answer their emails anymore.
Hey everyone!
I found swerg.org.My online company is using it for payments in Pakistan and I am going to use it as independent freelancer.Please share your experiences about it.
Hi Sir
I applied for Payoneer debit master card on their website . when i Receive this card and how much money and how i give them for the new card and how i receive this card by Postman or any other way ? and where i can use this card in Pakistan? Please tell me i m worried about this
Hello Sir,
I lived in Pakistan and work on different Advertising Sites who should Pay different types of amount by visiting their Ads. Now the withdraw option is only by PAYPAL and ALERT PAY. SO I am Very Confused about that what is the procedure of withdrawing my money. Please tell me what is the alternative procedure of withdrawing my money in Pakistan.
please reply me soon.
Thank you.
Regards,
Muhammad Roman.
sir i have some website money wheather a web pay out a money by 3 methods which are
paypal , storm pay, e-gold . i live in pakistan . i have no any one accout in thats. please help me for transfer of money from web to me . thanks
anyone want paypal services , i have verified paypal services for everyone in Pakistan
mail me : entertainmenx@gmail.com
Very informative article. I think alertpay is a good alternative for paypal.